Personal Finance Packages

If you want to make fixed regular payments and guarantee the future value of your Land Rover, then Land Rover Freedom could be right for you.
 
How it Works

Just choose the Land Rover you want, agree your annual mileage and decide your agreement term between 20 and 48 months. Based on your chosen term and mileage Land Rover Finance will determine the Guaranteed Minimum Future Value (GMFV) of your car at the end of your agreement. The GMFV is deferred to the end of the agreement and is the optional final payment.

The GMFV and any deposit are deducted from the price of your car. You make regular payments based on the remaining balance plus the agreement interest.At the end of the agreement, just choose from one of the following options:

- Renew. Choose a new car from your land rover dealer and use any excess value over the GMFV towards your deposit. You can trade in your old car or sell it privately.
- Retain. To keep your car, you only need pay the GMFV.
- Return. Simply return your car land rover finance in good condition and within the agreed mileage.

Customer Benefits

- Fixed regular payments for easy budgeting.
- Your regular payments are reduced because the GMFV is deferred to the end of the agreement.
- The Guaranteed Minimum Future Value protects you against any potential fall in used car values.
- With shorter terms you can be driving a new Land Rover more often, meaning your servicing and maintenance costs may be reduced.
- Flexibility – you choose the deposit, annual mileage and agreement term to suit your needs; and at the end of your agreement you choose which of the three options is right for you.

No monthly payments, just a single, up-front payment followed by a choice of three final options at the end of your agreement term.

How it Works

Just choose the Land Rover you want, agree your annual mileage and decide your agreement term between 20 and 24 months. Based on your chosen term and mileage Land Rover Finance will determine the Guaranteed Minimum Future Value (GMFV) of your car at the end of your agreement.

The GMFV is deferred to the end of the agreement and is the optional final payment. The GMFV is deducted from the price of your car; you simply pay the remaining balance plus the agreement interest as a single upfront payment. At the end of the agreement, just choose from one of the following options:

- Renew – Choose a new car from your Land Rover dealer and you and excess value over the GMFV (Guaranteed Minimum Future Value) on your current Land Rover towards your deposit. Alternatively you can trade in your old car or sell it privately.
- Retain – To keep your Land Rover you only need to pay the GMFV.
- Return – Simply return your car to Land Rover finance in good condition and within the agreed mileage.

Customer Benefits

- Ideal if you were planning to pay for your Land Rover outright. By deferring part of the initial outlay until the end of the agreement term there is less to pay today.
- No regular payments. The Guaranteed Minimum Future Value protects you against any potential fall in used car values
- With shorter terms you can be driving a new Land Rover more often, meaning your servicing and maintenance costs may be reduced
- Flexibility – you choose the annual mileage and agreement term to suit your needs; and at the end of your agreement you choose which of the three options is right for you.

Benefit from a regular payment structure with outright ownership of your Land Rover at the end of the term.

How it works

Just choose the Land Rover you want, the amount of deposit you want to pay, and decide your agreement term between 12 and 60 months.

Any deposit is deducted from the price of your car. You make regular payments based on the remaining balance plus the agreement interest.

Once all payments have been made, you will own your Land Rover outright.

Customer Benefits

- Fixed regular payments for easy budgeting
- You own your Land Rover at the end of the agreement with no deferred lump sum to pay

This plan is the same as conventional hire purchase with one key difference – there is a larger 'balloon' payment deferred to the end of the agreement. This reduces the fixed regular payments. However, unlike Land Rover Freedom, the final balloon payment is not optional and the future value of your vehicle is not guaranteed.

How it Works

Just choose the Land Rover you want and decide your agreement term between 12 and 48 months. Then choose the amount of the balloon payment that you will defer to the end of the agreement (subject to a maximum set by Land Rover Finance). The balloon payment and any deposit are deducted from the price of your car. You make regular payments based on the remaining balance plus the agreement interest. At the end of the agreement, following the settlement of the balloon payment, you will own your Land Rover outright.

Customer Benefits

- Fixed regular payments for easy budgeting
- Your regular payments are reduced because the balloon payment is deferred to the end of the agreement
- You own your Land Rover at the end of the agreement